Providing Health Insurance to Small-Businesses Through a Subsidy Demonstration Program

Growing numbers of working Americans are uninsured. Rising insurance premiums continue to limit the ability of employers to provide health coverage. We evaluated a pilot program designed to make health insurance more affordable for small businesses, and surveyed employers to ascertain whether they f...

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Bibliographic Details
Published in:Social work in public health 2007-02, Vol.23 (1), p.143-155
Main Authors: Kahn, Linda S., Cadzow, Renee, Tumiel-Berhalter, Laurene, Watkins, Robert, Leonard, Kathleen M., Taylor, John
Format: Article
Language:English
Subjects:
Cost Containment
Health Care Costs
Health Insurance
health maintenance organizations
health services accessibility
Medically uninsured
Personnel Policy
Small Businesses
Subsidies
working poor
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Summary:Growing numbers of working Americans are uninsured. Rising insurance premiums continue to limit the ability of employers to provide health coverage. We evaluated a pilot program designed to make health insurance more affordable for small businesses, and surveyed employers to ascertain whether they found the subsidy program beneficial-especially in terms of attracting and retaining employees. Ninety-seven employers (66%) enrolled in the subsidy program responded. For most employers (82%) this was their first experience providing health insurance. Satisfaction with the program was strong (83%), and most agreed that providing health insurance had a positive effect on employee attitude and retention.
ISSN:1937-1918
1937-190X
DOI:10.1300/J523v23n01_09