Data acquisition, analysis and transmission platform for a Pay-As-You-Drive system

This paper presents a platform used to acquire, analyse and transmit data from a vehicle to a Control Centre as part of a Pay-As-You-Drive system. The aim is to monitor vehicle usage (how much, when, where and how) and, based on this information, assess the associated risk and set an appropriate ins...

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Bibliographic Details
Published in:Sensors (Basel, Switzerland) Switzerland), 2010-06, Vol.10 (6), p.5395-5408
Main Authors: Boquete, Luciano, Rodríguez-Ascariz, José Manuel, Barea, Rafael, Cantos, Joaquín, Miguel-Jiménez, Juan Manuel, Ortega, Sergio
Format: Article
Language:English
Subjects:
Acceleration
Access to information
Accidents, Traffic - economics
Accidents, Traffic - prevention & control
Accidents, Traffic - statistics & numerical data
Automobile Driving - statistics & numerical data
Cost control
Data Collection - economics
Data Collection - instrumentation
Data Collection - methods
Data Interpretation, Statistical
Energy consumption
EOBD
Fines & penalties
Geographic Information Systems - instrumentation
Global positioning systems
GPS
Humans
Insurance Coverage - organization & administration
Pay As You Drive
Research Design
RF Harvesting
Safety
Sensors
Signal Processing, Computer-Assisted - instrumentation
Speed limits
Telecommunications systems
UMTS
Vehicles
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Summary:This paper presents a platform used to acquire, analyse and transmit data from a vehicle to a Control Centre as part of a Pay-As-You-Drive system. The aim is to monitor vehicle usage (how much, when, where and how) and, based on this information, assess the associated risk and set an appropriate insurance premium. To determine vehicle usage, the system analyses the driver's respect for speed limits, driving style (aggressive or non-aggressive), mobile telephone use and the number of vehicle passengers. An electronic system on board the vehicle acquires these data, processes them and transmits them by mobile telephone (GPRS/UMTS) to a Control Centre, at which the insurance company assesses the risk associated with vehicles monitored by the system. The system provides insurance companies and their customers with an enhanced service and could potentially increase responsible driving habits and reduce the number of road accidents.
ISSN:1424-8220
1424-8220
DOI:10.3390/s100605395