Study on the Dynamics of Bank Loans According to the Level of the Interest Rate and the Incomes of the Households

In this paper we have deepened the analysis, opting for the use of statistical-econometric models, more precisely a multifactorial regression model that uses as explanatory variables "Population-Loans in lei (expressed in euros)" as a dependent variable and "Average total income per h...

Full description

Saved in:
Bibliographic Details
Published in:"Ovidius" University Annals. Economic Sciences Series (Online) 2019-01, Vol.XIX (2), p.213-218
Main Authors: Kamer Ainur Aivaz, Ionela Munteanu Florea, Marioara Mirea
Format: Article
Language:English
Subjects:
factor variables
interest rate at the lending facility (lombard)
population loans in lei
total average incomes per household
Online Access:Get full text
Tags: Add Tag
No Tags, Be the first to tag this record!
Description
Summary:In this paper we have deepened the analysis, opting for the use of statistical-econometric models, more precisely a multifactorial regression model that uses as explanatory variables "Population-Loans in lei (expressed in euros)" as a dependent variable and "Average total income per household (expressed in euros) and Interest rate on lending facility (Lombard)" as factor variables. In this study we opted for a multifactorial regression model that represents a generalization of the simple linear regression model, which is based on the processing and analysis of the statistical data sets during 2004-2018.
ISSN:2393-3127
2393-3127