Does long-term care insurance reduce the disability among middle-aged and older adults? Evidence from China

This study aimed to examine whether the implementation of Long-Term Care Insurance (LTCI) policy could reduce the disability among middle-aged and older adults in China, and to test the heterogeneity of the effects. Data came from four waves of the China Health and Retirement Longitudinal Study (CHA...

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Bibliographic Details
Published in:BMC public health 2023-06, Vol.23 (1), p.1138-1138, Article 1138
Main Authors: Cao, Na, Shi, Tong, Pan, Chaoping
Format: Article
Language:English
Subjects:
Adults
Aged
Aging
Care and treatment
China
Chronic illnesses
Cities
Difference-in-differences method
Disability
Disabled persons
Education
Evaluation
Female
Gender
Health insurance
Heterogeneity
Humans
Hypotheses
Insurance
Insurance coverage
Insurance, Long-Term Care
Literature reviews
Living arrangements
Long term health care
Long-term care
Long-term care insurance
Long-term care of the sick
Longitudinal Studies
Middle age
Middle Aged
Older adults
Older people
Policy
Population
Public health
Retirement
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Summary:This study aimed to examine whether the implementation of Long-Term Care Insurance (LTCI) policy could reduce the disability among middle-aged and older adults in China, and to test the heterogeneity of the effects. Data came from four waves of the China Health and Retirement Longitudinal Study (CHARLS, 2011 to 2018). The Difference-In-Differences (DID) method and the panel data fixed effect model were used to estimate the effect of implementation of LTCI policy on disability among individuals aged 45 years and above. The LTCI policy had a positive impact on reducing disability among middle-aged and older people. Females, younger adults, city dwellers, and individuals living alone benefited the most from LTCI policy. The results provided empirical evidence for the implementation of LTCI policy in China and other similar countries as China. The implementation of LTCI policy should also pay more attention to inequity of the effects on reducing disability among different demographic groups.
ISSN:1471-2458
1471-2458
DOI:10.1186/s12889-023-16057-0