Experiencing financial problems among university students

Purpose - The purpose of this paper is to examine the moderating effect of gender on the relationship between financial attitude, financial socialization, and secondary socialization agents on experiencing financial problems among university students.Design methodology approach - The sample for the...

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Bibliographic Details
Published in:Gender in management 2012-07, Vol.27 (5), p.315-330
Main Authors: Falahati, Leila, Hj. Paim, Laily
Format: Article
Language:English
Subjects:
Attitudes
Children & youth
College students
Consumer attitudes
Females
Financial planning
Gender differences
Girls
Learning
Parents & parenting
Private schools
Socialization
Student loans
Studies
University students
Young adults
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Summary:Purpose - The purpose of this paper is to examine the moderating effect of gender on the relationship between financial attitude, financial socialization, and secondary socialization agents on experiencing financial problems among university students.Design methodology approach - The sample for the present paper comprises data collected from 11 universities across Malaysia using the stratified sampling method. A multi-group analysis approach using Amos was applied to assess the moderating effect of gender.Findings - The findings indicated that gender significantly moderates the effect of financial attitude, financial socialization and secondary socialization agents on financial problems among students.Research limitations implications - There are few empirical studies on the moderating effect of gender on financial matters, and this research is one of the first that contribute to a better understanding of the gender influence on financial matters, particularly for family economics and gender educators.Originality value - The paper contributes to the scarce knowledge about gender and financial matters, by introducing readers to the importance of gender issues in financial practices. It represents a starting point to an important area of research.
ISSN:1754-2413
1754-2421
DOI:10.1108/17542411211252633