Student Choice and Social Mobility through Institutional Policy: An Examination of Loan Repayment Assistance Programs

The cost of higher education continues to rise, forcing many students to seek financial support to pursue their education. Many countries have utilized national systems of student aid to help mitigate the increasing costs. However, these financial aid systems often lead to significant student debt....

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Published in:International journal of education policy and leadership 2019-01, Vol.15 (16)
Main Authors: McNaughtan, Jon L., Brower, Margaret T., Overton, Betty
Format: Article
Language:English
Subjects:
Access to Education
Church Related Colleges
College Choice
College students
Debt (Financial)
Decision Making
Disadvantaged
Enrollment Influences
First Generation College Students
First generation students
Higher education
Loan Repayment
Low Income Students
Paying for College
Private Colleges
Racial Differences
Repayments
School Policy
Social Mobility
Student Characteristics
Student Financial Aid
Student loans
Student Satisfaction
Undergraduate Students
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container_title International journal of education policy and leadership
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creator McNaughtan, Jon L.
Brower, Margaret T.
Overton, Betty
description The cost of higher education continues to rise, forcing many students to seek financial support to pursue their education. Many countries have utilized national systems of student aid to help mitigate the increasing costs. However, these financial aid systems often lead to significant student debt. Guided by restrained choice theory, this study analyzes innovative institution-level policies in the United States called Loan Repayment Assistance Programs (LRAPs), and provides insight into how these policies affect traditionally disadvantaged students’ choice to enroll in a university. Findings suggest that disadvantaged students, specifically first-generation students, are more cognizant and have a better understanding of innovative financial policies (e.g., LRAPs), and the use of such programs could increase student choice and retention, based on their subsequent enrollment satisfaction.
doi_str_mv 10.22230/ijepl.2019v15n16a925
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source Publicly Available Content Database; EZB Electronic Journals Library
subjects Access to Education
Church Related Colleges
College Choice
College students
Debt (Financial)
Decision Making
Disadvantaged
Enrollment Influences
First Generation College Students
First generation students
Higher education
Loan Repayment
Low Income Students
Paying for College
Private Colleges
Racial Differences
Repayments
School Policy
Social Mobility
Student Characteristics
Student Financial Aid
Student loans
Student Satisfaction
Undergraduate Students
title Student Choice and Social Mobility through Institutional Policy: An Examination of Loan Repayment Assistance Programs
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