Banking consolidation process and impact to financial stability/ Banku konsolidacijos procesas ir itaka finansu stabilumui

Globalization promotes financial market participants to seek opportunities for efficient management of available resources and maximize benefits. In recent years, took place in the consolidation process is mainly due to both macroeconomic and microeconomic factors. Most often leads to consolidation...

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Bibliographic Details
Published in:Science future of Lithuania 2010-03, Vol.2 (2), p.62
Main Author: Novickyte, Lina
Format: Article
Language:English
Subjects:
Bank mergers
Financial markets
Online Access:Get full text
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Summary:Globalization promotes financial market participants to seek opportunities for efficient management of available resources and maximize benefits. In recent years, took place in the consolidation process is mainly due to both macroeconomic and microeconomic factors. Most often leads to consolidation processes in order to gain economies of scale, market power and X-efficiency. Market consolidation and financial sector stability studies have shown that concentrated financial intermediaries market have a negative impact on the region/country/sector financial stability. In the future countries and regions (EU) must find ways and means to smoothly manage the inevitable process of globalization under the supervision of future merger transactions in order to guarantee the efficiency and sustainability of the financial sector. Keywords: bank consolidation, financial stability, mergers, acquisitions. Globalizacija pasaulinese rinkose sudaro salygas atsirasti ir vykti ivairiems integracijos procesams regionuose. Siame straipsnyje nagrinejamas vienas is integracijos reiskiniu--konsolidacijos procesas. Pastebima, kad konsolidacija ne visada teikia naudos finansu sektoriui, todel bandoma ivertinti vykstanciu susiliejimu ir isigijimu sandoriu banku sektoriuje itaka finansu stabilumui. Analizuojamos ir pateikiamos dazniausiai konsolidacija skatinancios priezastys Europos finansu tarpininku sektoriuje, taip pat vertinamas galimas Europos rinkos harmonizavimo poveikis banku sektoriui. Atlikta Lietuvos bankininkystes sektoriaus stabilumo analize, remiantis Vokietijos ekonomistu atliktu tyrimu metodika. Pateikiamos galimybes vykti konsolidacijos procesams tiek Europos, tiek Lietuvos finansu sektoriuose. Reiksminiai zodziai: banku konsolidacija, finansu stabilumas, susiliejimai, isigijimai.
ISSN:2029-2341