Sustainable Finance--Knowledge, Skills, and Attitudes that Can Make a Difference/Financas Sustentaveis-- Conhecimento, Habilidades e Atitudes que Podem Fazer a Diferenca

• Published in: Administração (São Paulo) 2023-09, Vol.24 (3), p.62
• Main Authors: Couto, Renally Fernnades, Maracaja, Kettrin Farias Bem, Batalhao, Andre Cavalcante da Silva
• Format: Article
• Language: Portuguese
• ISSN: 2177-6083
• DOI: 10.13058/raep.2023.v24n3.2392

Many studies investigate the benefits of financial education with different areas of behavior, however, studies involving financial education and sustainability are still very scarce. This study focuses on proposing the items of the dimensions proposed by Couto, Maracaja and Machado (2022). This research has a qualitative character and an exploratory and descriptive nature, and the type of instrument proposed was a questionnaire containing items that underwent face and content validation by eleven specialists, five from the area of financial education and six from sustainability, through two rounds. The proposed instrument had 139 items distributed in 7 dimensions: financial education (FE), sustainability (S), personal and household budget (B), credit and indebtedness (CI), savings and investment (SI), consumption and waste (CW), and future and legacy (FL). After validation, a total of 137 items were maintained in the dimensions. This study advances in the proposed scope of the dimensions and forcefully includes the environmental pillar in the interaction between financial education and the tripod of sustainability. Keywords: Financial education; Sustainability; Conceptual framework; Face and content validation. Muitos estudos investigam os beneficios da educacao financeira em diferentes areas de comportamento, no entanto, estudos envolvendo educacao financeira e sustentabilidade ainda sao muito escassos. Este estudo concentra-se em propor os itens das dimensoes propostas por Couto, Maracaja e Machado (2022). Esta pesquisa tem carater qualitativo e natureza exploratoria e descritiva, e o tipo de instrumento proposto foi um questionario contendo itens que passaram por validacao de face e conteudo por onze especialistas, cinco da area de educacao financeira e seis de sustentabilidade, por meio de duas rodadas. O instrumento proposto tinha 139 itens distribuidos em 7 dimensoes: educacao financeira (EF), sustentabilidade (S), orcamento pessoal e domestico (OD), credito e endividamento (CE), poupanca e investimento (PI), consumo e desperdicio (CD), e futuro e legado (FL). Apos a validacao, um total de 137 itens foram mantidos nas dimensoes. Este estudo avanca no escopo proposto das dimensoes e inclui de forma contundente o pilar ambiental na interacao entre educacao financeira e o tripe da sustentabilidade. Palavras-chave: Educacao financeira; Sustentabilidade; Estrutura conceitual; Validacao de face e conteudo.