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Poverty Scorecards: Lessons from a Microlender in Bosnia-Herzegovina
How poor are participants in development projects? This article analyzes how well a simple scorecard identifies poor clients at a microlender in Bosnia‐Herzegovina. The scorecard effectively ranks clients by the likelihood that they are poor by an absolute, expenditure‐based standard. The score trac...
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Published in: | Poverty & public policy 2014-12, Vol.6 (4), p.407-428 |
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Main Authors: | , , , |
Format: | Article |
Language: | English |
Subjects: | |
Citations: | Items that this one cites Items that cite this one |
Online Access: | Get full text |
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Summary: | How poor are participants in development projects? This article analyzes how well a simple scorecard identifies poor clients at a microlender in Bosnia‐Herzegovina. The scorecard effectively ranks clients by the likelihood that they are poor by an absolute, expenditure‐based standard. The score tracks poverty more closely than loan size, microfinance's traditional poverty indicator. Overall, poverty scorecards are a simple, inexpensive way for microlenders—or any other development entity—to target the poor, track changes in poverty over time, manage poverty outreach, and report on clients' absolute poverty. |
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ISSN: | 1944-2858 2194-6027 1944-2858 |
DOI: | 10.1002/pop4.86 |