The Link Between Childhood Overindulgence and Adult Financial Behaviors

This study examined the link between overindulgence and buying impulsiveness and the link between buying impulsiveness and credit card misuse among undergraduate students from 2 Midwestern universities. Hierarchical multiple regression was used to examine these relationships. Overindulgence predicte...

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Bibliographic Details
Published in:Financial counseling and planning 2016, Vol.27 (1), p.80-91
Main Authors: Horner, Stephanie Heuring, Solheim, Catherine A., Zuiker, Virginia Solis, Ballard, Jaime
Format: Article
Language:English
Subjects:
Adolescents
Adults
Behavior
Behavioral Sciences
Child development
Children & youth
College students
Consumer credit
Counseling
Credit cards
Decision making
Financial management
General Counseling
Impulse buying
Learning
Learning Theories
Marriage and Family Counselling
Parents & parenting
Regression analysis
Socialization
Student loans
Studies
Teenagers
Undergraduate Students
Young adults
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Summary:This study examined the link between overindulgence and buying impulsiveness and the link between buying impulsiveness and credit card misuse among undergraduate students from 2 Midwestern universities. Hierarchical multiple regression was used to examine these relationships. Overindulgence predicted buying impulsiveness when controlling for the effects of age, race, gender, public or private school, and whether or not the student was employed. Buying impulsiveness predicted credit card misuse while using the same control variables. Overindulgence was not found to predict credit card misuse.
ISSN:1052-3073
1947-7910
DOI:10.1891/1052-3073.27.1.80