A Knowledge-Engineered System for Commercial Loan Decisions

Knowledge enginnering concepts and techniques can be applied to the complex problem of commercial loan analysis. The logic for making commercial loan decisions can be captured in an expert system that supports commercial loan officers by providing systematic analysis and documentation for the commer...

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Bibliographic Details
Published in:Financial management 1988-10, Vol.17 (3), p.57-65
Main Authors: Duchessi, Peter, Shawky, Hany, Seagle, John P.
Format: Article
Language:English
Subjects:
Business structures
Commercial banks
Commercial credit
Commercial lenders
Credit
Credit management
Expert systems
Expert Systems: Applications in Finance
Financial analysis
Financial services industries
Industrial efficiency
Knowledge bases
Knowledge engineering
Loans
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Summary:Knowledge enginnering concepts and techniques can be applied to the complex problem of commercial loan analysis. The logic for making commercial loan decisions can be captured in an expert system that supports commercial loan officers by providing systematic analysis and documentation for the commercial loan decision. The enhanced efficiency and cost savings gained from using such a system provides banks with a significant competitive advantage.
ISSN:0046-3892
1755-053X
DOI:10.2307/3666072