Loading…
Consumpiton Difference between Microcredit Borrowers and Non-Borrowers: A Bangladesh Experience
This paper investigates the consumption behaviour of borrowers of two major microcredit institutions in Bangladesh and compares that with non-borrowers. Primary data has been collected from borrowers of the Grameen Bank and Bangladesh Rural Advancement Committee (BRAC) operating in three major distr...
Saved in:
| Published in: | The Journal of developing areas 2010-03, Vol.43 (2), p.313-326 |
|---|---|
| Main Author: | |
| Format: | Article |
| Language: | English |
| Subjects: | |
| Citations: | Items that cite this one |
| Online Access: | Get full text |
| Tags: |
Add Tag
No Tags, Be the first to tag this record!
|
| cited_by | cdi_FETCH-LOGICAL-c3486-ce016d48cb1d6fb93bb69334d73fdfeca6d3395d423750728e9988dcc63298ee3 |
|---|---|
| cites | |
| container_end_page | 326 |
| container_issue | 2 |
| container_start_page | 313 |
| container_title | The Journal of developing areas |
| container_volume | 43 |
| creator | Rahman, Sayma |
| description | This paper investigates the consumption behaviour of borrowers of two major microcredit institutions in Bangladesh and compares that with non-borrowers. Primary data has been collected from borrowers of the Grameen Bank and Bangladesh Rural Advancement Committee (BRAC) operating in three major districts in Bangladesh. Along with borrowers, non-borrowers data has also been collected from non-program village to avoid endogeneity. Control-group method (nonborrowers from non-program villages) has been used to compare the differences in consumption patterns between the two groups. This study analyses the impact of per capita monthly expenditure and other household characteristics on the budget share of eleven items (food and non-food) consumed by borrowers and non-borrowers. Results from the estimation on linear and quadratic model suggest that borrowers of microcredit programs are better off in terms of consumption than non-borrowers. |
| doi_str_mv | 10.1353/jda.0.0056 |
| format | article |
| fullrecord | <record><control><sourceid>gale_proqu</sourceid><recordid>TN_cdi_proquest_journals_220426756</recordid><sourceformat>XML</sourceformat><sourcesystem>PC</sourcesystem><galeid>A268479914</galeid><jstor_id>40376264</jstor_id><sourcerecordid>A268479914</sourcerecordid><originalsourceid>FETCH-LOGICAL-c3486-ce016d48cb1d6fb93bb69334d73fdfeca6d3395d423750728e9988dcc63298ee3</originalsourceid><addsrcrecordid>eNptkt2L1DAUxYsoOO764rtQ9E3smK8mqW-zs6srrPqggm8hTW67KdNkTFp2_e9NGRl2YQgk5PI798I5tyheYbTGtKYfBqvXaI1QzZ8UK1wzWREi5NNihRAhFaLi9_PiRUpD_grK8KpQ2-DTPO7dFHx56boOIngDZQvTHYAvvzoTg4lg3VRehBjDHcRUam_Lb8FXx8rHclNeaN_vtIV0W17d7yG6pdF58azTuwQv_79nxa9PVz-319XN989ftpubylAmeWUAYW6ZNC22vGsb2ra8oZRZQTvbgdHcUtrUlhEqaiSIhKaR0hrDKWkkAD0r3hz67mP4M0Oa1BDm6PNIRQhihIuaZ-jtAer1DpTzXZiiNqNLRm0Il0w0DWaZqk5QPXiIehc8dC6XH_HrE3w-FkZnTgrePxC0c3IeUr6S62-n1Os5pcf4uwOek0gpQqf20Y06_lUYqSV1lVNXSC2pZ5gdfRjATOOc4IEVAmW71I9lM5bFwIgghCXKstcH2ZCmEI8DWN4YTjij_wDg87e-</addsrcrecordid><sourcetype>Aggregation Database</sourcetype><iscdi>true</iscdi><recordtype>article</recordtype><pqid>220426756</pqid></control><display><type>article</type><title>Consumpiton Difference between Microcredit Borrowers and Non-Borrowers: A Bangladesh Experience</title><source>International Bibliography of the Social Sciences (IBSS)</source><source>Business Source Ultimate</source><source>JSTOR Archival Journals and Primary Sources Collection</source><source>Project Muse:Jisc Collections:Project MUSE Journals Agreement 2024:Premium Collection</source><source>ABI/INFORM Global</source><creator>Rahman, Sayma</creator><creatorcontrib>Rahman, Sayma</creatorcontrib><description>This paper investigates the consumption behaviour of borrowers of two major microcredit institutions in Bangladesh and compares that with non-borrowers. Primary data has been collected from borrowers of the Grameen Bank and Bangladesh Rural Advancement Committee (BRAC) operating in three major districts in Bangladesh. Along with borrowers, non-borrowers data has also been collected from non-program village to avoid endogeneity. Control-group method (nonborrowers from non-program villages) has been used to compare the differences in consumption patterns between the two groups. This study analyses the impact of per capita monthly expenditure and other household characteristics on the budget share of eleven items (food and non-food) consumed by borrowers and non-borrowers. Results from the estimation on linear and quadratic model suggest that borrowers of microcredit programs are better off in terms of consumption than non-borrowers.</description><identifier>ISSN: 0022-037X</identifier><identifier>ISSN: 1548-2278</identifier><identifier>EISSN: 1548-2278</identifier><identifier>DOI: 10.1353/jda.0.0056</identifier><identifier>CODEN: JDARB4</identifier><language>eng</language><publisher>Nashville: College of Business, Tennessee State University</publisher><subject>Betel ; Cigarettes ; Consumer behavior ; Consumption ; Consumption (Economics) ; Credit ; Elasticity of demand ; Expenditures ; Food ; Households ; Industrialized nations ; Meats ; Microcredit ; Microfinance ; Per capita ; Poverty ; Socioeconomic factors ; Studies ; Towns ; Variables ; Vegetables ; World Bank</subject><ispartof>The Journal of developing areas, 2010-03, Vol.43 (2), p.313-326</ispartof><rights>Copyright © 2009 Tennessee State University.</rights><rights>COPYRIGHT 2010 Tennessee State University</rights><rights>Copyright Journal of Developing Areas Spring 2010</rights><lds50>peer_reviewed</lds50><oa>free_for_read</oa><woscitedreferencessubscribed>false</woscitedreferencessubscribed><citedby>FETCH-LOGICAL-c3486-ce016d48cb1d6fb93bb69334d73fdfeca6d3395d423750728e9988dcc63298ee3</citedby></display><links><openurl>$$Topenurl_article</openurl><openurlfulltext>$$Topenurlfull_article</openurlfulltext><thumbnail>$$Tsyndetics_thumb_exl</thumbnail><linktopdf>$$Uhttps://www.proquest.com/docview/220426756/fulltextPDF?pq-origsite=primo$$EPDF$$P50$$Gproquest$$H</linktopdf><linktohtml>$$Uhttps://www.proquest.com/docview/220426756?pq-origsite=primo$$EHTML$$P50$$Gproquest$$H</linktohtml></links><search><creatorcontrib>Rahman, Sayma</creatorcontrib><title>Consumpiton Difference between Microcredit Borrowers and Non-Borrowers: A Bangladesh Experience</title><title>The Journal of developing areas</title><description>This paper investigates the consumption behaviour of borrowers of two major microcredit institutions in Bangladesh and compares that with non-borrowers. Primary data has been collected from borrowers of the Grameen Bank and Bangladesh Rural Advancement Committee (BRAC) operating in three major districts in Bangladesh. Along with borrowers, non-borrowers data has also been collected from non-program village to avoid endogeneity. Control-group method (nonborrowers from non-program villages) has been used to compare the differences in consumption patterns between the two groups. This study analyses the impact of per capita monthly expenditure and other household characteristics on the budget share of eleven items (food and non-food) consumed by borrowers and non-borrowers. Results from the estimation on linear and quadratic model suggest that borrowers of microcredit programs are better off in terms of consumption than non-borrowers.</description><subject>Betel</subject><subject>Cigarettes</subject><subject>Consumer behavior</subject><subject>Consumption</subject><subject>Consumption (Economics)</subject><subject>Credit</subject><subject>Elasticity of demand</subject><subject>Expenditures</subject><subject>Food</subject><subject>Households</subject><subject>Industrialized nations</subject><subject>Meats</subject><subject>Microcredit</subject><subject>Microfinance</subject><subject>Per capita</subject><subject>Poverty</subject><subject>Socioeconomic factors</subject><subject>Studies</subject><subject>Towns</subject><subject>Variables</subject><subject>Vegetables</subject><subject>World Bank</subject><issn>0022-037X</issn><issn>1548-2278</issn><issn>1548-2278</issn><fulltext>true</fulltext><rsrctype>article</rsrctype><creationdate>2010</creationdate><recordtype>article</recordtype><sourceid>8BJ</sourceid><sourceid>M0C</sourceid><recordid>eNptkt2L1DAUxYsoOO764rtQ9E3smK8mqW-zs6srrPqggm8hTW67KdNkTFp2_e9NGRl2YQgk5PI798I5tyheYbTGtKYfBqvXaI1QzZ8UK1wzWREi5NNihRAhFaLi9_PiRUpD_grK8KpQ2-DTPO7dFHx56boOIngDZQvTHYAvvzoTg4lg3VRehBjDHcRUam_Lb8FXx8rHclNeaN_vtIV0W17d7yG6pdF58azTuwQv_79nxa9PVz-319XN989ftpubylAmeWUAYW6ZNC22vGsb2ra8oZRZQTvbgdHcUtrUlhEqaiSIhKaR0hrDKWkkAD0r3hz67mP4M0Oa1BDm6PNIRQhihIuaZ-jtAer1DpTzXZiiNqNLRm0Il0w0DWaZqk5QPXiIehc8dC6XH_HrE3w-FkZnTgrePxC0c3IeUr6S62-n1Os5pcf4uwOek0gpQqf20Y06_lUYqSV1lVNXSC2pZ5gdfRjATOOc4IEVAmW71I9lM5bFwIgghCXKstcH2ZCmEI8DWN4YTjij_wDg87e-</recordid><startdate>20100322</startdate><enddate>20100322</enddate><creator>Rahman, Sayma</creator><general>College of Business, Tennessee State University</general><general>Tennessee State University College of Business</general><general>Tennessee State University</general><general>Journal of Developing Areas</general><scope>AAYXX</scope><scope>CITATION</scope><scope>N95</scope><scope>XI7</scope><scope>0U~</scope><scope>1-H</scope><scope>3V.</scope><scope>4T-</scope><scope>4U-</scope><scope>7WY</scope><scope>7WZ</scope><scope>7X5</scope><scope>7XB</scope><scope>87Z</scope><scope>88F</scope><scope>8A3</scope><scope>8BJ</scope><scope>8FK</scope><scope>8FL</scope><scope>8G5</scope><scope>ABUWG</scope><scope>AFKRA</scope><scope>AZQEC</scope><scope>BENPR</scope><scope>BEZIV</scope><scope>CCPQU</scope><scope>DWQXO</scope><scope>FQK</scope><scope>FRNLG</scope><scope>F~G</scope><scope>GNUQQ</scope><scope>GUQSH</scope><scope>JBE</scope><scope>K60</scope><scope>K6~</scope><scope>L.-</scope><scope>L.0</scope><scope>M0C</scope><scope>M1Q</scope><scope>M2O</scope><scope>MBDVC</scope><scope>PHGZM</scope><scope>PHGZT</scope><scope>PKEHL</scope><scope>PQBIZ</scope><scope>PQBZA</scope><scope>PQEST</scope><scope>PQQKQ</scope><scope>PQUKI</scope><scope>PRINS</scope><scope>Q9U</scope></search><sort><creationdate>20100322</creationdate><title>Consumpiton Difference between Microcredit Borrowers and Non-Borrowers: A Bangladesh Experience</title><author>Rahman, Sayma</author></sort><facets><frbrtype>5</frbrtype><frbrgroupid>cdi_FETCH-LOGICAL-c3486-ce016d48cb1d6fb93bb69334d73fdfeca6d3395d423750728e9988dcc63298ee3</frbrgroupid><rsrctype>articles</rsrctype><prefilter>articles</prefilter><language>eng</language><creationdate>2010</creationdate><topic>Betel</topic><topic>Cigarettes</topic><topic>Consumer behavior</topic><topic>Consumption</topic><topic>Consumption (Economics)</topic><topic>Credit</topic><topic>Elasticity of demand</topic><topic>Expenditures</topic><topic>Food</topic><topic>Households</topic><topic>Industrialized nations</topic><topic>Meats</topic><topic>Microcredit</topic><topic>Microfinance</topic><topic>Per capita</topic><topic>Poverty</topic><topic>Socioeconomic factors</topic><topic>Studies</topic><topic>Towns</topic><topic>Variables</topic><topic>Vegetables</topic><topic>World Bank</topic><toplevel>peer_reviewed</toplevel><toplevel>online_resources</toplevel><creatorcontrib>Rahman, Sayma</creatorcontrib><collection>CrossRef</collection><collection>Gale Business: Insights</collection><collection>Business Insights: Essentials</collection><collection>Global News & ABI/Inform Professional</collection><collection>Trade PRO</collection><collection>ProQuest Central (Corporate)</collection><collection>Docstoc</collection><collection>University Readers</collection><collection>ProQuest ABI/INFORM Collection</collection><collection>ABI/INFORM Global (PDF only)</collection><collection>Entrepreneurship Database</collection><collection>ProQuest Central (purchase pre-March 2016)</collection><collection>ABI/INFORM Collection</collection><collection>Military Database (Alumni Edition)</collection><collection>Entrepreneurship Database (Alumni Edition)</collection><collection>International Bibliography of the Social Sciences (IBSS)</collection><collection>ProQuest Central (Alumni) (purchase pre-March 2016)</collection><collection>ABI/INFORM Collection (Alumni Edition)</collection><collection>ProQuest Research Library</collection><collection>ProQuest Central (Alumni)</collection><collection>ProQuest Central UK/Ireland</collection><collection>ProQuest Central Essentials</collection><collection>ProQuest Central</collection><collection>Business Premium Collection</collection><collection>ProQuest One Community College</collection><collection>ProQuest Central</collection><collection>International Bibliography of the Social Sciences</collection><collection>Business Premium Collection (Alumni)</collection><collection>ABI/INFORM Global (Corporate)</collection><collection>ProQuest Central Student</collection><collection>ProQuest Research Library</collection><collection>International Bibliography of the Social Sciences</collection><collection>ProQuest Business Collection (Alumni Edition)</collection><collection>ProQuest Business Collection</collection><collection>ABI/INFORM Professional Advanced</collection><collection>ABI/INFORM Professional Standard</collection><collection>ABI/INFORM Global</collection><collection>Military Database</collection><collection>Research Library</collection><collection>Research Library (Corporate)</collection><collection>ProQuest Central (New)</collection><collection>ProQuest One Academic (New)</collection><collection>ProQuest One Academic Middle East (New)</collection><collection>ProQuest One Business (OCUL)</collection><collection>ProQuest One Business (Alumni)</collection><collection>ProQuest One Academic Eastern Edition (DO NOT USE)</collection><collection>ProQuest One Academic</collection><collection>ProQuest One Academic UKI Edition</collection><collection>ProQuest Central China</collection><collection>ProQuest Central Basic</collection><jtitle>The Journal of developing areas</jtitle></facets><delivery><delcategory>Remote Search Resource</delcategory><fulltext>fulltext</fulltext></delivery><addata><au>Rahman, Sayma</au><format>journal</format><genre>article</genre><ristype>JOUR</ristype><atitle>Consumpiton Difference between Microcredit Borrowers and Non-Borrowers: A Bangladesh Experience</atitle><jtitle>The Journal of developing areas</jtitle><date>2010-03-22</date><risdate>2010</risdate><volume>43</volume><issue>2</issue><spage>313</spage><epage>326</epage><pages>313-326</pages><issn>0022-037X</issn><issn>1548-2278</issn><eissn>1548-2278</eissn><coden>JDARB4</coden><abstract>This paper investigates the consumption behaviour of borrowers of two major microcredit institutions in Bangladesh and compares that with non-borrowers. Primary data has been collected from borrowers of the Grameen Bank and Bangladesh Rural Advancement Committee (BRAC) operating in three major districts in Bangladesh. Along with borrowers, non-borrowers data has also been collected from non-program village to avoid endogeneity. Control-group method (nonborrowers from non-program villages) has been used to compare the differences in consumption patterns between the two groups. This study analyses the impact of per capita monthly expenditure and other household characteristics on the budget share of eleven items (food and non-food) consumed by borrowers and non-borrowers. Results from the estimation on linear and quadratic model suggest that borrowers of microcredit programs are better off in terms of consumption than non-borrowers.</abstract><cop>Nashville</cop><pub>College of Business, Tennessee State University</pub><doi>10.1353/jda.0.0056</doi><tpages>14</tpages><oa>free_for_read</oa></addata></record> |
| fulltext | fulltext |
| identifier | ISSN: 0022-037X |
| ispartof | The Journal of developing areas, 2010-03, Vol.43 (2), p.313-326 |
| issn | 0022-037X 1548-2278 1548-2278 |
| language | eng |
| recordid | cdi_proquest_journals_220426756 |
| source | International Bibliography of the Social Sciences (IBSS); Business Source Ultimate; JSTOR Archival Journals and Primary Sources Collection; Project Muse:Jisc Collections:Project MUSE Journals Agreement 2024:Premium Collection; ABI/INFORM Global |
| subjects | Betel Cigarettes Consumer behavior Consumption Consumption (Economics) Credit Elasticity of demand Expenditures Food Households Industrialized nations Meats Microcredit Microfinance Per capita Poverty Socioeconomic factors Studies Towns Variables Vegetables World Bank |
| title | Consumpiton Difference between Microcredit Borrowers and Non-Borrowers: A Bangladesh Experience |
| url | http://sfxeu10.hosted.exlibrisgroup.com/loughborough?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&ctx_tim=2025-03-09T17%3A29%3A01IST&url_ver=Z39.88-2004&url_ctx_fmt=infofi/fmt:kev:mtx:ctx&rfr_id=info:sid/primo.exlibrisgroup.com:primo3-Article-gale_proqu&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.atitle=Consumpiton%20Difference%20between%20Microcredit%20Borrowers%20and%20Non-Borrowers:%20A%20Bangladesh%20Experience&rft.jtitle=The%20Journal%20of%20developing%20areas&rft.au=Rahman,%20Sayma&rft.date=2010-03-22&rft.volume=43&rft.issue=2&rft.spage=313&rft.epage=326&rft.pages=313-326&rft.issn=0022-037X&rft.eissn=1548-2278&rft.coden=JDARB4&rft_id=info:doi/10.1353/jda.0.0056&rft_dat=%3Cgale_proqu%3EA268479914%3C/gale_proqu%3E%3Cgrp_id%3Ecdi_FETCH-LOGICAL-c3486-ce016d48cb1d6fb93bb69334d73fdfeca6d3395d423750728e9988dcc63298ee3%3C/grp_id%3E%3Coa%3E%3C/oa%3E%3Curl%3E%3C/url%3E&rft_id=info:oai/&rft_pqid=220426756&rft_id=info:pmid/&rft_galeid=A268479914&rft_jstor_id=40376264&rfr_iscdi=true |