Access to capital and terms of credit: A comparison of men- and women- owned small businesses

This article compares access to capital for men- and women-owned small businesses using data from the 1993 National Survey of Small Business Finances. Findings reveal that women-owned firms are less likely to use external financing as a source of capital. It does not appear, however, that lenders di...

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Bibliographic Details
Published in:Journal of small business management 2000-07, Vol.38 (3), p.37
Main Author: Coleman, Susan
Format: Article
Language:English
Subjects:
Banks
Collateral
Comparative studies
Economic growth
External debt
Females
Financial institutions
GDP
Gender differences
Gross Domestic Product
Interest rates
Job creation
Lines of credit
Loans
Males
Minority set aside programs
Ownership
Product development
Regression analysis
Small business
Women owned businesses
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Summary:This article compares access to capital for men- and women-owned small businesses using data from the 1993 National Survey of Small Business Finances. Findings reveal that women-owned firms are less likely to use external financing as a source of capital. It does not appear, however, that lenders discriminate against women on the basis of gender in terms of access to capital.
ISSN:0047-2778
1540-627X