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Integration Of Company's Financial Data In Credit Risk Assessment Using A Multidimensional Model
This paper is a detailed overview from theoretical and practical perspectives of a scoring system used by a financial institution in assessing the credit risk of a corporate client. The objective of this research was to demonstrate the importance of a scoring system for a credit institution when app...
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Published in: | Manager (Bucureşti) 2015-01 (22), p.260-270 |
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creator | Haralambie, Maria - Monica Ionescu, Bogdan Stefan |
description | This paper is a detailed overview from theoretical and practical perspectives of a scoring system used by a financial institution in assessing the credit risk of a corporate client. The objective of this research was to demonstrate the importance of a scoring system for a credit institution when approving a loan application of a potential borrower. The complexity and importance of the topic makes it a subject of high interest for all type of credit institutions. We believe that through this work we were able to bring into discussion only a part of the specific issues related to credit risk management scoring systems and we believe that this work represents a support for future research. |
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subjects | Accounting Applicants Banking industry Banks Credit analysis Credit risk Credit scoring Debt Default Discriminant analysis Financial institutions Probability Profit centers |
title | Integration Of Company's Financial Data In Credit Risk Assessment Using A Multidimensional Model |
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