Trends in the Literature About the Adoption of Digital Banking in Emerging Economies: A Bibliometric Analysis

This study examines the trends in the literature about adopting digital banking in emerging economies. It is based on the concepts of digital transformation and technological adoption, which significantly impact the development of the banking industry. A quantitative approach was used through a bibl...

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Bibliographic Details
Published in:Journal of risk and financial management 2024-11, Vol.17 (12), p.545
Main Authors: Acosta-Prado, Julio César, Rojas Rincón, Joan Sebastián, Mejía Martínez, Andrés Mauricio, Riveros Tarazona, Andrés Ricardo
Format: Article
Language:English
Subjects:
Bank technology
Banking industry
Bibliometrics
Business models
Customer services
Digital transformation
Electronic banking
Emerging markets
Financial services
Innovations
Knowledge
Research centers
Trends
Citations: Items that this one cites
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Summary:This study examines the trends in the literature about adopting digital banking in emerging economies. It is based on the concepts of digital transformation and technological adoption, which significantly impact the development of the banking industry. A quantitative approach was used through a bibliometric analysis using data from Scopus to achieve the objective. The search equation allowed 118 publications to be extracted and analyzed. The results show that digital banking in emerging countries is a growing field of research that has driven the introduction of new information technologies. The perceived usefulness of digital banking is a key factor in promoting its adoption in the market. Attributes such as security and trust were identified as affecting the level of user satisfaction. Most studies are based on technological adoption, where perceived risk, usefulness, and ease of use are key to understanding the intention to use these technologies. Some countries’ concerns about financial inclusion, cyber security, and trust in financial technology are evident. While digital banking has the potential to increase the coverage of financial services, there are concerns about cybersecurity risks and user data protection.
ISSN:1911-8074
1911-8066
1911-8074
DOI:10.3390/jrfm17120545