Economic Incentives in Disability Insurance and Behavioral Responses

This paper reviews evidence that economic incentives affect the behavior of workers and their health care providers. Prior models of disability behavior have been incomplete either because these incentive responses were ignored (as in the biomedical model of disability), or they focused exclusively...

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Bibliographic Details
Published in:Journal of occupational rehabilitation 2000-03, Vol.10 (1), p.7-20
Main Author: Butler, Richard J
Format: Article
Language:English
Subjects:
Behavior
Biomedicine
Child care
Children & youth
Cost control
Disability
Disability insurance
Disability management
Economic behaviour
Economic incentives
Economics
Health care
Incentives
Insurance
Insurance coverage
Insurance premiums
Integrated approach
Moral hazard
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Description
Summary:This paper reviews evidence that economic incentives affect the behavior of workers and their health care providers. Prior models of disability behavior have been incomplete either because these incentive responses were ignored (as in the biomedical model of disability), or they focused exclusively on the workers' incentives (the insurance model) or the providers' incentives (the managed-care model). This paper calls for the use of the more expansive, integrated approach to disability management.
ISSN:1053-0487
1573-3688
DOI:10.1023/A:1009485611186