What Is Your Fire Insurance Policy Worth? The Evils of the Standard Insurance Form

The average citizen who buys a fire insurance policy for the full value of his $20,000 home expects, quite reasonably, that he will be paid $20,000 if that home is totally destroyed by fire. In this expectation he will be disappointed unless he has been wise enough to read the fine print in his poli...

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Published in:American Bar Association Journal 1950-04, Vol.36 (4), p.275-347
Main Author: Davis, W. Jefferson
Format: Article
Language:English
Subjects:
Claims adjustment
Fire insurance
Homeowners insurance
Insurance companies
Insurance industry
Insurance policies
Insurance providers
Insurance regulation
Insurance, Fire
Policyholders
Property insurance
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container_issue 4
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container_title American Bar Association Journal
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creator Davis, W. Jefferson
description The average citizen who buys a fire insurance policy for the full value of his $20,000 home expects, quite reasonably, that he will be paid $20,000 if that home is totally destroyed by fire. In this expectation he will be disappointed unless he has been wise enough to read the fine print in his policy. Mr. Davis depicts the dilemma of the average fire insurance policyholder when disaster strikes, and calls for a reform of the fire insurance business.
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identifier ISSN: 0002-7596
ispartof American Bar Association Journal, 1950-04, Vol.36 (4), p.275-347
issn 0002-7596
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2162-7983
language eng
recordid cdi_proquest_miscellaneous_58719393
source PAIS Index; JSTOR Archival Journals
subjects Claims adjustment
Fire insurance
Homeowners insurance
Insurance companies
Insurance industry
Insurance policies
Insurance providers
Insurance regulation
Insurance, Fire
Policyholders
Property insurance
title What Is Your Fire Insurance Policy Worth? The Evils of the Standard Insurance Form
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