Loading…

Determinants of Household Out-of-Pocket Health Expenditures

This study examines the variation in out-of-pocket expenditures for health services among different types of households and identifies the socioeconomic variables important in determining these expenditures. Contrary to the expectation that insurance coverage reduces out-of-pocket expenditures for h...

Full description

Saved in:

Bibliographic Details
Published in:	Social science quarterly 1993-12, Vol.74 (4), p.721-735
Main Authors:	RUBIN, Rose M., KOELLN, Kenneth
Format:	Article
Language:	English
Subjects:	Copayments Determinants Employer provided health insurance Expenditure Expenditures Health Care Health care costs Health care expenditures Health care finance Health expenditures Health insurance Homeowners insurance Household expenditure Insurance coverage Insurance premiums Of General Interest Out of pocket expenses Social research Sociology Sociology of health and medicine United States USA
Online Access:	Get full text
Tags:	Add Tag No Tags, Be the first to tag this record!

cited_by
cites
container_end_page	735
container_issue	4
container_start_page	721
container_title	Social science quarterly
container_volume	74
creator	RUBIN, Rose M. KOELLN, Kenneth
description	This study examines the variation in out-of-pocket expenditures for health services among different types of households and identifies the socioeconomic variables important in determining these expenditures. Contrary to the expectation that insurance coverage reduces out-of-pocket expenditures for health services, it is found that households with health insurance have higher out-of-pocket expenditures. This is strong evidence of the presence of moral hazard in medical care markets and adverse selection in insurance markets.
format	article
fullrecord	<record><control><sourceid>jstor_proqu</sourceid><recordid>TN_cdi_proquest_miscellaneous_60787149</recordid><sourceformat>XML</sourceformat><sourcesystem>PC</sourcesystem><jstor_id>42863245</jstor_id><sourcerecordid>42863245</sourcerecordid><originalsourceid>FETCH-LOGICAL-j284t-79b554a142ef080c4de63835b6baceb0a5a2669d3a2bf3ef9aedae3b02d4fcd13</originalsourceid><addsrcrecordid>eNqFz01Lw0AQBuAgCtbqTxCCireF_ZjdTfAktVqhUA96Dptkliam2bq7Af33prQHEcTTHN6HmXeOkgmTQIniQh8nE0pFRiAHdpqchdBSSoFDNknuHjCi3zS96WNInU0Xbgi4dl2droZInCUvrnrHmC7QdHGdzj-32NdNHDyG8-TEmi7gxWFOk7fH-etsQZarp-fZ_ZK0PINIdF5KCYYBR0szWkGNSmRClqo0FZbUSMOVymtheGkF2txgbVCUlNdgq5qJaXK737v17mPAEItNEyrsOtPj2LZQVGeaQf4vlFpz0EqO8OoXbN3g-_GJglMQkmu1O3v9F2I8Zwq0Zjt1c1AmVKaz3vRVE4qtbzbGfxXAM5YrPbLLPWtDdP5nrAQHKb4BFOaBvw</addsrcrecordid><sourcetype>Aggregation Database</sourcetype><iscdi>true</iscdi><recordtype>article</recordtype><pqid>1291647711</pqid></control><display><type>article</type><title>Determinants of Household Out-of-Pocket Health Expenditures</title><source>EBSCOhost Business Source Ultimate</source><source>Applied Social Sciences Index & Abstracts (ASSIA)</source><source>JSTOR Archival Journals and Primary Sources Collection</source><source>Worldwide Political Science Abstracts</source><creator>RUBIN, Rose M. ; KOELLN, Kenneth</creator><creatorcontrib>RUBIN, Rose M. ; KOELLN, Kenneth</creatorcontrib><description>This study examines the variation in out-of-pocket expenditures for health services among different types of households and identifies the socioeconomic variables important in determining these expenditures. Contrary to the expectation that insurance coverage reduces out-of-pocket expenditures for health services, it is found that households with health insurance have higher out-of-pocket expenditures. This is strong evidence of the presence of moral hazard in medical care markets and adverse selection in insurance markets.</description><identifier>ISSN: 0038-4941</identifier><identifier>EISSN: 1540-6237</identifier><identifier>CODEN: SSQTAL</identifier><language>eng</language><publisher>Malden, MA: University of Texas Press</publisher><subject>Copayments ; Determinants ; Employer provided health insurance ; Expenditure ; Expenditures ; Health Care ; Health care costs ; Health care expenditures ; Health care finance ; Health expenditures ; Health insurance ; Homeowners insurance ; Household expenditure ; Insurance coverage ; Insurance premiums ; Of General Interest ; Out of pocket expenses ; Social research ; Sociology ; Sociology of health and medicine ; United States ; USA</subject><ispartof>Social science quarterly, 1993-12, Vol.74 (4), p.721-735</ispartof><rights>Copyright © 1993 University of Texas Press</rights><rights>1994 INIST-CNRS</rights><rights>Copyright University of Texas at Austin (University of Texas Press) Dec 1993</rights><lds50>peer_reviewed</lds50><woscitedreferencessubscribed>false</woscitedreferencessubscribed></display><links><openurl>$$Topenurl_article</openurl><openurlfulltext>$$Topenurlfull_article</openurlfulltext><thumbnail>$$Tsyndetics_thumb_exl</thumbnail><linktopdf>$$Uhttps://www.jstor.org/stable/pdf/42863245$$EPDF$$P50$$Gjstor$$H</linktopdf><linktohtml>$$Uhttps://www.jstor.org/stable/42863245$$EHTML$$P50$$Gjstor$$H</linktohtml><link.rule.ids>314,780,784,31000,58238,58471</link.rule.ids><backlink>$$Uhttp://pascal-francis.inist.fr/vibad/index.php?action=getRecordDetail&idt=4281967$$DView record in Pascal Francis$$Hfree_for_read</backlink></links><search><creatorcontrib>RUBIN, Rose M.</creatorcontrib><creatorcontrib>KOELLN, Kenneth</creatorcontrib><title>Determinants of Household Out-of-Pocket Health Expenditures</title><title>Social science quarterly</title><description>This study examines the variation in out-of-pocket expenditures for health services among different types of households and identifies the socioeconomic variables important in determining these expenditures. Contrary to the expectation that insurance coverage reduces out-of-pocket expenditures for health services, it is found that households with health insurance have higher out-of-pocket expenditures. This is strong evidence of the presence of moral hazard in medical care markets and adverse selection in insurance markets.</description><subject>Copayments</subject><subject>Determinants</subject><subject>Employer provided health insurance</subject><subject>Expenditure</subject><subject>Expenditures</subject><subject>Health Care</subject><subject>Health care costs</subject><subject>Health care expenditures</subject><subject>Health care finance</subject><subject>Health expenditures</subject><subject>Health insurance</subject><subject>Homeowners insurance</subject><subject>Household expenditure</subject><subject>Insurance coverage</subject><subject>Insurance premiums</subject><subject>Of General Interest</subject><subject>Out of pocket expenses</subject><subject>Social research</subject><subject>Sociology</subject><subject>Sociology of health and medicine</subject><subject>United States</subject><subject>USA</subject><issn>0038-4941</issn><issn>1540-6237</issn><fulltext>true</fulltext><rsrctype>article</rsrctype><creationdate>1993</creationdate><recordtype>article</recordtype><sourceid>7QJ</sourceid><sourceid>7UB</sourceid><recordid>eNqFz01Lw0AQBuAgCtbqTxCCireF_ZjdTfAktVqhUA96Dptkliam2bq7Af33prQHEcTTHN6HmXeOkgmTQIniQh8nE0pFRiAHdpqchdBSSoFDNknuHjCi3zS96WNInU0Xbgi4dl2droZInCUvrnrHmC7QdHGdzj-32NdNHDyG8-TEmi7gxWFOk7fH-etsQZarp-fZ_ZK0PINIdF5KCYYBR0szWkGNSmRClqo0FZbUSMOVymtheGkF2txgbVCUlNdgq5qJaXK737v17mPAEItNEyrsOtPj2LZQVGeaQf4vlFpz0EqO8OoXbN3g-_GJglMQkmu1O3v9F2I8Zwq0Zjt1c1AmVKaz3vRVE4qtbzbGfxXAM5YrPbLLPWtDdP5nrAQHKb4BFOaBvw</recordid><startdate>19931201</startdate><enddate>19931201</enddate><creator>RUBIN, Rose M.</creator><creator>KOELLN, Kenneth</creator><general>University of Texas Press</general><general>Blackwell</general><general>University of Texas Press, in cooperation with the Southwestern Social Science Association</general><general>University of Texas at Austin (University of Texas Press)</general><scope>IQODW</scope><scope>EOLOZ</scope><scope>FKUCP</scope><scope>JRZRW</scope><scope>K30</scope><scope>PAAUG</scope><scope>PAWHS</scope><scope>PAWZZ</scope><scope>PAXOH</scope><scope>PBHAV</scope><scope>PBQSW</scope><scope>PBYQZ</scope><scope>PCIWU</scope><scope>PCMID</scope><scope>PCZJX</scope><scope>PDGRG</scope><scope>PDWWI</scope><scope>PETMR</scope><scope>PFVGT</scope><scope>PGXDX</scope><scope>PIHIL</scope><scope>PISVA</scope><scope>PJCTQ</scope><scope>PJTMS</scope><scope>PLCHJ</scope><scope>PMHAD</scope><scope>PNQDJ</scope><scope>POUND</scope><scope>PPLAD</scope><scope>PQAPC</scope><scope>PQCAN</scope><scope>PQCMW</scope><scope>PQEME</scope><scope>PQHKH</scope><scope>PQMID</scope><scope>PQNCT</scope><scope>PQNET</scope><scope>PQSCT</scope><scope>PQSET</scope><scope>PSVJG</scope><scope>PVMQY</scope><scope>PZGFC</scope><scope>7QJ</scope><scope>7UB</scope></search><sort><creationdate>19931201</creationdate><title>Determinants of Household Out-of-Pocket Health Expenditures</title><author>RUBIN, Rose M. ; KOELLN, Kenneth</author></sort><facets><frbrtype>5</frbrtype><frbrgroupid>cdi_FETCH-LOGICAL-j284t-79b554a142ef080c4de63835b6baceb0a5a2669d3a2bf3ef9aedae3b02d4fcd13</frbrgroupid><rsrctype>articles</rsrctype><prefilter>articles</prefilter><language>eng</language><creationdate>1993</creationdate><topic>Copayments</topic><topic>Determinants</topic><topic>Employer provided health insurance</topic><topic>Expenditure</topic><topic>Expenditures</topic><topic>Health Care</topic><topic>Health care costs</topic><topic>Health care expenditures</topic><topic>Health care finance</topic><topic>Health expenditures</topic><topic>Health insurance</topic><topic>Homeowners insurance</topic><topic>Household expenditure</topic><topic>Insurance coverage</topic><topic>Insurance premiums</topic><topic>Of General Interest</topic><topic>Out of pocket expenses</topic><topic>Social research</topic><topic>Sociology</topic><topic>Sociology of health and medicine</topic><topic>United States</topic><topic>USA</topic><toplevel>peer_reviewed</toplevel><toplevel>online_resources</toplevel><creatorcontrib>RUBIN, Rose M.</creatorcontrib><creatorcontrib>KOELLN, Kenneth</creatorcontrib><collection>Pascal-Francis</collection><collection>Periodicals Index Online Segment 01</collection><collection>Periodicals Index Online Segment 04</collection><collection>Periodicals Index Online Segment 35</collection><collection>Periodicals Index Online</collection><collection>Primary Sources Access—Foundation Edition (Plan E) - West</collection><collection>Primary Sources Access (Plan D) - International</collection><collection>Primary Sources Access & Build (Plan A) - MEA</collection><collection>Primary Sources Access—Foundation Edition (Plan E) - Midwest</collection><collection>Primary Sources Access—Foundation Edition (Plan E) - Northeast</collection><collection>Primary Sources Access (Plan D) - Southeast</collection><collection>Primary Sources Access (Plan D) - North Central</collection><collection>Primary Sources Access—Foundation Edition (Plan E) - Southeast</collection><collection>Primary Sources Access (Plan D) - South Central</collection><collection>Primary Sources Access & Build (Plan A) - UK / I</collection><collection>Primary Sources Access (Plan D) - Canada</collection><collection>Primary Sources Access (Plan D) - EMEALA</collection><collection>Primary Sources Access—Foundation Edition (Plan E) - North Central</collection><collection>Primary Sources Access—Foundation Edition (Plan E) - South Central</collection><collection>Primary Sources Access & Build (Plan A) - International</collection><collection>Primary Sources Access—Foundation Edition (Plan E) - International</collection><collection>Primary Sources Access (Plan D) - West</collection><collection>Periodicals Index Online Segments 1-50</collection><collection>Primary Sources Access (Plan D) - APAC</collection><collection>Primary Sources Access (Plan D) - Midwest</collection><collection>Primary Sources Access (Plan D) - MEA</collection><collection>Primary Sources Access—Foundation Edition (Plan E) - Canada</collection><collection>Primary Sources Access—Foundation Edition (Plan E) - UK / I</collection><collection>Primary Sources Access—Foundation Edition (Plan E) - EMEALA</collection><collection>Primary Sources Access & Build (Plan A) - APAC</collection><collection>Primary Sources Access & Build (Plan A) - Canada</collection><collection>Primary Sources Access & Build (Plan A) - West</collection><collection>Primary Sources Access & Build (Plan A) - EMEALA</collection><collection>Primary Sources Access (Plan D) - Northeast</collection><collection>Primary Sources Access & Build (Plan A) - Midwest</collection><collection>Primary Sources Access & Build (Plan A) - North Central</collection><collection>Primary Sources Access & Build (Plan A) - Northeast</collection><collection>Primary Sources Access & Build (Plan A) - South Central</collection><collection>Primary Sources Access & Build (Plan A) - Southeast</collection><collection>Primary Sources Access (Plan D) - UK / I</collection><collection>Primary Sources Access—Foundation Edition (Plan E) - APAC</collection><collection>Primary Sources Access—Foundation Edition (Plan E) - MEA</collection><collection>Applied Social Sciences Index & Abstracts (ASSIA)</collection><collection>Worldwide Political Science Abstracts</collection><jtitle>Social science quarterly</jtitle></facets><delivery><delcategory>Remote Search Resource</delcategory><fulltext>fulltext</fulltext></delivery><addata><au>RUBIN, Rose M.</au><au>KOELLN, Kenneth</au><format>journal</format><genre>article</genre><ristype>JOUR</ristype><atitle>Determinants of Household Out-of-Pocket Health Expenditures</atitle><jtitle>Social science quarterly</jtitle><date>1993-12-01</date><risdate>1993</risdate><volume>74</volume><issue>4</issue><spage>721</spage><epage>735</epage><pages>721-735</pages><issn>0038-4941</issn><eissn>1540-6237</eissn><coden>SSQTAL</coden><abstract>This study examines the variation in out-of-pocket expenditures for health services among different types of households and identifies the socioeconomic variables important in determining these expenditures. Contrary to the expectation that insurance coverage reduces out-of-pocket expenditures for health services, it is found that households with health insurance have higher out-of-pocket expenditures. This is strong evidence of the presence of moral hazard in medical care markets and adverse selection in insurance markets.</abstract><cop>Malden, MA</cop><pub>University of Texas Press</pub><tpages>15</tpages></addata></record>
fulltext	fulltext
identifier	ISSN: 0038-4941
ispartof	Social science quarterly, 1993-12, Vol.74 (4), p.721-735
issn	0038-4941 1540-6237
language	eng
recordid	cdi_proquest_miscellaneous_60787149
source	EBSCOhost Business Source Ultimate; Applied Social Sciences Index & Abstracts (ASSIA); JSTOR Archival Journals and Primary Sources Collection; Worldwide Political Science Abstracts
subjects	Copayments Determinants Employer provided health insurance Expenditure Expenditures Health Care Health care costs Health care expenditures Health care finance Health expenditures Health insurance Homeowners insurance Household expenditure Insurance coverage Insurance premiums Of General Interest Out of pocket expenses Social research Sociology Sociology of health and medicine United States USA
title	Determinants of Household Out-of-Pocket Health Expenditures
url	http://sfxeu10.hosted.exlibrisgroup.com/loughborough?ctx_ver=Z39.88-2004&ctx_enc=info:ofi/enc:UTF-8&ctx_tim=2024-12-29T17%3A13%3A41IST&url_ver=Z39.88-2004&url_ctx_fmt=infofi/fmt:kev:mtx:ctx&rfr_id=info:sid/primo.exlibrisgroup.com:primo3-Article-jstor_proqu&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&rft.genre=article&rft.atitle=Determinants%20of%20Household%20Out-of-Pocket%20Health%20Expenditures&rft.jtitle=Social%20science%20quarterly&rft.au=RUBIN,%20Rose%20M.&rft.date=1993-12-01&rft.volume=74&rft.issue=4&rft.spage=721&rft.epage=735&rft.pages=721-735&rft.issn=0038-4941&rft.eissn=1540-6237&rft.coden=SSQTAL&rft_id=info:doi/&rft_dat=%3Cjstor_proqu%3E42863245%3C/jstor_proqu%3E%3Cgrp_id%3Ecdi_FETCH-LOGICAL-j284t-79b554a142ef080c4de63835b6baceb0a5a2669d3a2bf3ef9aedae3b02d4fcd13%3C/grp_id%3E%3Coa%3E%3C/oa%3E%3Curl%3E%3C/url%3E&rft_id=info:oai/&rft_pqid=1291647711&rft_id=info:pmid/&rft_jstor_id=42863245&rfr_iscdi=true