The Impact of States' Small Group Health Insurance Reforms on Uninsurance Rates

The impact of states' small group market reforms on uninsurance rates was examined. Reform status was quantified on five reform dimensions: Access Improvement, Premium Differential Reduction, Continuity of Coverage, and Enhancing Valued Plan Features. These reform indices were calculated based...

Full description

Saved in:
Bibliographic Details
Published in:Journal of health & social policy 2005, Vol.20 (3), p.11-50
Main Authors: Xirasagar, Sudha, Stoskopf, Carleen H., Hussey, James R., Samuels, Michael E., Shrader, William R., Saunders, Ruth P.
Format: Article
Language:English
Subjects:
Associations
Government Regulation
Health administration
Health Insurance
Humans
Impact of reform
Insurance Coverage - organization & administration
Insurance, Health - legislation & jurisprudence
Medically Uninsured
Reform
reform indices
small group health insurance
small group market reform
Small Groups
State Government
States (Political Subdivisions)
United States
Citations: Items that this one cites
Online Access:Get full text
Tags: Add Tag
No Tags, Be the first to tag this record!
Description
Summary:The impact of states' small group market reforms on uninsurance rates was examined. Reform status was quantified on five reform dimensions: Access Improvement, Premium Differential Reduction, Continuity of Coverage, and Enhancing Valued Plan Features. These reform indices were calculated based on actuarial judgment of the market impact potential of each regulation. Regression analysis showed no association between uninsurance rates and the depth of reforms on any dimension, while controlling for income, foreign-born population, black population, and employment in the smallest businesses. Possible reasons for the lack of impact are discussed.
ISSN:0897-7186
1540-4064
DOI:10.1300/J045v20n03_02