Routine Online Activity and Internet Fraud Targeting: Extending the Generality of Routine Activity Theory

Routine activity theory predicts that changes in legitimate opportunity structures (e.g., technology) can increase the convergence of motivated offenders and suitable targets in the absence of capable guardianship. The Internet has fundamentally changed consumer practices and has simultaneously expa...

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Bibliographic Details
Published in:The journal of research in crime and delinquency 2010-08, Vol.47 (3), p.267-296
Main Authors: Pratt, Travis C., Holtfreter, Kristy, Reisig, Michael D.
Format: Article
Language:English
Subjects:
Activity theory
Consumer behavior
Consumer behaviour
Consumer Economics
Consumers
Convergence
Crime Prevention
Criminality
Cybercrime
Expenditures
Florida
Fraud
Guardianship
Individual Characteristics
Internet
Motivation
Offenders
Opportunity Structures
Personal characteristics
Routine activity theory
Sociodemographic Characteristics
Sociodemographics
State Surveys
Technological change
Technology
Time use
Victims of crime
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Summary:Routine activity theory predicts that changes in legitimate opportunity structures (e.g., technology) can increase the convergence of motivated offenders and suitable targets in the absence of capable guardianship. The Internet has fundamentally changed consumer practices and has simultaneously expanded opportunities for cyber-fraudsters to target online consumers. The authors draw on routine activity theory and consumer behavior research to understand how personal characteristics and online routines increase people’s exposure to motivated offenders. Using a representative sample of 922 adults from a statewide survey in Florida, the results of the regression models are consistent with prior research in that sociodemographic characteristics shape routine online activity (e.g., spending time online and making online purchases). Furthermore, indicators of routine online activity fully mediate the effect of sociodemographic characteristics on the likelihood of being targeted for fraud online. These findings support the routine activity perspective and provide a theoretically informed direction for situational crime prevention in a largely unexplored consumer context.
ISSN:0022-4278
1552-731X
DOI:10.1177/0022427810365903