An Examination of the Decline in Employment-Based Health Insurance Between 1988 and 1993

This paper identifies factors associated with the decline in employment-based health insurance between 1988 and 1993. The contribution of these factors in explaining the decrease in employment-based health coverage over the period is explored using regression-based decomposition analysis. Our result...

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Bibliographic Details
Published in:Inquiry (Chicago) 1996, Vol.33 (4), p.317-325
Main Authors: Fronstin, Paul, Snider, Sarah C.
Format: Article
Language:English
Subjects:
Adolescent
Adult
Employee benefits
Employer provided health insurance
Employment
Employment statistics
Federal health insurance plans
Female
Group health insurance
Health Benefit Plans, Employee - statistics & numerical data
Health Benefit Plans, Employee - trends
Health care costs
Health insurance
Humans
Insurance Benefits - statistics & numerical data
Insurance Benefits - trends
Insurance coverage
Insurance sector
Linear Models
Male
Middle Aged
Models, Econometric
Regression analysis
Salary
Sickness benefit plans
Socioeconomic Factors
Studies
United States
Wages
Workforce
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Summary:This paper identifies factors associated with the decline in employment-based health insurance between 1988 and 1993. The contribution of these factors in explaining the decrease in employment-based health coverage over the period is explored using regression-based decomposition analysis. Our results indicate that decreased percentages of employers sponsoring health insurance plans, reductions in real wages, a trend toward using part-time workers, a decline in unionization, and the movement of workers across industry sectors account for 24% to 51% of the decline in employment-based health insurance coverage between 1988 and 1993.
ISSN:0046-9580
1945-7243