Overrides, overages, and rate bumping: A survey of fair lending and credit-scoring practices

This article discusses the results of the Compliance Solutions survey of the fair lending practices of financial services firms, focusing on some of the more timely issues related to fairness in both underwriting and pricing, reviewing the analytical processes undertaken by compliance officers in pu...

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Published in:ABA Bank Compliance 2001-03, Vol.22 (3), p.48
Main Authors: Crass, J Evan, Collins, M Cary
Format: Article
Language:English
Subjects:
Bank officers
Comparative analysis
Compliance
Credit scoring
Decision making
Fair lending
Financial services
Polls & surveys
Retail banking
Risk management
Small business loans
Studies
Underwriting
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creator Crass, J Evan
Collins, M Cary
description This article discusses the results of the Compliance Solutions survey of the fair lending practices of financial services firms, focusing on some of the more timely issues related to fairness in both underwriting and pricing, reviewing the analytical processes undertaken by compliance officers in pursuit of fair underwriting and fair pricing processes and the resources and tools available to the respondents, and drawing conclusions from the survey results.
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ispartof ABA Bank Compliance, 2001-03, Vol.22 (3), p.48
issn 0887-0187
1930-3963
language eng
recordid cdi_proquest_reports_202680629
source ABI/INFORM Global
subjects Bank officers
Comparative analysis
Compliance
Credit scoring
Decision making
Fair lending
Financial services
Polls & surveys
Retail banking
Risk management
Small business loans
Studies
Underwriting
title Overrides, overages, and rate bumping: A survey of fair lending and credit-scoring practices
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