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The ATM at Age Twenty: A Productivity Paradox: THE PRODUCTIVITY POTENTIAL OF ATMs COST JUSTIFICATION SCENARIO ANALYZING THE PRODUCTIVITY OF ATMs THE REALITY OF ATM USE THE PARADOX--AND ITS LESSONS ADDITIONAL RESOURCES

The automated teller machine (ATM) was first introduced to the United States in 1969 by the Docutel Corporation in Texas. After a slow start, the growth of ATMs increased, and today there are approximately 75,000 units installed in the United States, representing a capital investment of more than $4...

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Published in:National productivity review 1990-07, Vol.9 (3), p.273
Main Author: Haynes, Ray M
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description The automated teller machine (ATM) was first introduced to the United States in 1969 by the Docutel Corporation in Texas. After a slow start, the growth of ATMs increased, and today there are approximately 75,000 units installed in the United States, representing a capital investment of more than $4 billion. The annual cost of maintaining these machines is estimated at more than $300 million. At the time of the ATMs' introduction, it was believed that such an investment would pay off handsomely in large productivity increases stemming from reductions in transaction processing...
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source ABI/INFORM global; ABI/INFORM Archive
subjects Banking industry
Checking accounts
Commercial banks
Costs
Customer services
Efficiency
Marketing
Productivity
title The ATM at Age Twenty: A Productivity Paradox: THE PRODUCTIVITY POTENTIAL OF ATMs COST JUSTIFICATION SCENARIO ANALYZING THE PRODUCTIVITY OF ATMs THE REALITY OF ATM USE THE PARADOX--AND ITS LESSONS ADDITIONAL RESOURCES
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