Does gender matter in bank–firm relationships? Evidence from small business lending

In this paper we study the relevance of the gender of the contracting parties involved in lending. We show that female entrepreneurs face tighter credit availability, even though they do not pay higher interest rates. The effect is independent of the information available about the borrower and hold...

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Bibliographic Details
Published in:Journal of banking & finance 2010-12, Vol.34 (12), p.2968-2984
Main Authors: Bellucci, Andrea, Borisov, Alexander, Zazzaro, Alberto
Format: Article
Language:English
Subjects:
Availability
Bank
Bank management
Bank-firm relations
Borrowing
Credit
Credit discrimination
Enterprises
Entrepreneurs
Female labour
Female-owned enterprises
Gender
Gender differentiation
Gender-based discrimination
Gender-based discrimination Female-owned enterprises Loan officers
Geschlechterdiskriminierung
Interest rates
Italien
Loan officers
Loans
Risk aversion
Sex discrimination
Small and medium sized enterprises
Small business
Small business loans
Studies
Unternehmensfinanzierung
Women owned businesses
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