Crowdfunding and the Democratization of Access to Capital—An Illusion? Evidence from Housing Prices

Access to finance is arguably one of the most critical challenges in starting a new business. And people say that crowdfunding has the potential to democratize access to finance. In this study, we examine whether crowdfunding democratizes access to finance and, if so, how. To examine this, we obtain...

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Bibliographic Details
Published in:Information systems research 2019-03, Vol.30 (1), p.276-290
Main Authors: Kim, Keongtae, Hann, Il-Horn
Format: Article
Language:English
Subjects:
Analysis
Bank loans
collateral
Crowdfunding
Democratization
democratization of finance
digital divide
Dwellings
Elasticity
Finance
Forecasts and trends
Funding
Housing
Housing prices
Loans
Prices and rates
Research Commentary
Socioeconomic factors
Socioeconomic status
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