Embraceable You: How Employers Influence Health Plan Enrollment

Based on data from a 1999 national survey of 1,939 randomly selected employers, this paper examines the policies that affect the percentage of workers eligible for and enrolled in a firm's health plan. In 1994, 14 percent of employees worked for a firm offering cash-back payments, but fewer tha...

Full description

Saved in:
Bibliographic Details
Published in:Health Affairs 2001-07, Vol.20 (4), p.196-208
Main Authors: Gabel, Jon R, Pickreign, Jeremy D, Whitmore, Heidi H, Schoen, Cathy
Format: Article
Language:English
Subjects:
Community Participation
Data Collection
Deductibles and Coinsurance
Economic growth
Eligibility
Eligibility Determination
Employee Incentive Plans
Employees
Employers
Enrollments
GDP
Gross Domestic Product
Group health insurance
Health Benefit Plans, Employee - organization & administration
Health Benefit Plans, Employee - statistics & numerical data
Health insurance
Insurance Coverage
Multivariate Analysis
Organizational Policy
Part time employment
Polls & surveys
Retailing industry
Statistical analysis
Studies
Underwriting
United States
Workers
Workforce
Citations: Items that this one cites
Items that cite this one
Online Access:Get full text
Tags: Add Tag
No Tags, Be the first to tag this record!
Description
Summary:Based on data from a 1999 national survey of 1,939 randomly selected employers, this paper examines the policies that affect the percentage of workers eligible for and enrolled in a firm's health plan. In 1994, 14 percent of employees worked for a firm offering cash-back payments, but fewer than 1 percent worked for a firm with income-related premiums or deductibles. The strongest determinants of eligibility rates are the waiting time for new employees before they are deemed eligible, and eligibility standards for part-time workers. The primary determinants of the take-up rate are lowest monthly employee contribution for single coverage, and the percentage of the workforce earning less than $20,000 per year.
ISSN:0278-2715
1544-5208
DOI:10.1377/hlthaff.20.4.196